UK PMI · P&C · FCA Consumer Duty · DORA-aligned

The AI Claims Employee for UK insurers —
process claims 75% faster, audit-ready for FCA Consumer Duty.

DocuGenius handles claim intake, validation, and routing for UK PMI and P&C carriers. Built for the £7.02bn PMI market and 8.43 million policyholders UK insurers are scaling to serve.

From €500/month
EU on-prem available
Pilot under 1 day
From €500/month
Built by ITQuarks (EU)
EU on-premise available
Salesforce AppExchange app
FCA Consumer Duty audit-ready
DORA-aligned for ICT vendors
How it works

From claim document to audit-ready settlement

Three steps: ingest, validate against Consumer Duty rules, route with full evidence trail.

1

Ingest UK claim documents

PMI claim forms, hospital invoices, GP referrals, P&C loss notifications, photos, portal uploads. Any format, any quality, any source — multi-LLM extraction handles the lot.

2

Validate with no-code decision rules

Deterministic rules check policy eligibility, completeness, and Consumer Duty fairness. Your compliance team edits the rules directly — no developer tickets, no release cycles.

3

Push to Salesforce with full audit trace

Clean claims push straight into Salesforce via our AppExchange app — claim data and evidence chain attached together. Exceptions route to adjudicators. FCA reviewers see the decision, the rule, the model, and the reviewer signoff on demand.

Outcomes

What teams report

75%

Reduction in claim resolution time at AI-enabled carriers (30 days → 7.5 days).

8.43M

UK PMI policyholders — strongest market penetration since 2008, growing 13.83% year-on-year.

64%

Claims is the highest AI-adoption function in insurance — vs. 34% across all functions.

Differentiators

DocuGenius vs. Tractable / Sprout.ai / generic IDP

UK PMI is multi-line, regulated, and procurement-heavy. Most incumbents solve one slice.

Multi-line coverage

Handles PMI, motor, property, travel, life on one platform with one rule engine.

Single-line / black-box AI

Tractable is motor damage only. Sprout.ai targets PMI as a black-box AI.

FCA Consumer Duty audit

Every decision logged with the rule, model, and reviewer signoff trail. Stands up to FCA enforcement scrutiny.

Single-line / black-box AI

Generic audit logs not designed for the FCA's stated enforcement posture on claims handling.

EU on-prem / DORA alignment

Available day one. DORA-aligned ICT vendor profile for tier-1 procurement reviews.

Single-line / black-box AI

Mostly US-cloud or UK-SaaS. DORA gaps that procurement and InfoSec flag at vendor review.

Salesforce integration

Listed on Salesforce AppExchange — claim data and audit trail push straight into your instance, security-reviewed by Salesforce.

Single-line / black-box AI

Bring-your-own ETL pipeline. Custom integration project per deployment.

Common questions

Frequently asked

Every claims decision is logged with the rule that fired, the model that processed it, and the inputs used. FCA reviewers see a complete evidence chain on demand. Deterministic decision rules — not AI opinions — drive the decisions that matter.

See DocuGenius in action

Book a 30-min demo

  • Cut document review time by 60–80%
  • From signed contract to live in under 2 weeks
  • Every decision logged and rule-traceable for audit
  • Your data stays yours - we never train on it

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